Individual Tax Planning & Compliance Services

INDIVIDUAL TAX PLANNING & PREPARATION

Your Tax Return Looks Back. Your Tax Strategy Should Look Ahead.

Tax decisions do not happen once a year. They happen when you change jobs, exercise stock options, sell an investment, move states, grow a business, retire or make plans for your family. We help you understand the tax implications before those decisions become numbers on a return.

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Plan Before the Decision

Coordinate the Big Picture

File With Confidence

PROACTIVE PERSONAL TAX STRATEGY

TAXES ARE PERSONAL

Your income is only one piece of your tax picture.

CALL US BEFORE...

Some of the Most Important Tax Conversations Start With a Life Event.

You do not need to know the tax question before calling us. Tell us what is changing. We can help identify the tax questions that may come with it.

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You Exercise or Sell Equity Compensation

Stock options, restricted stock and other equity-related decisions can create tax consequences that are easier to evaluate before the transaction.

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You Move to Another State

Residency, income sourcing and multistate filing obligations can become more complicated when where you live and work changes.

You Buy, Sell or Change a Business

Business ownership can connect your personal return with entity income, estimated payments, distributions and transaction planning.

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You Sell a Major Investment or Property

Significant transactions can affect taxable income, estimated payments and other areas of your overall tax picture.

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Retirement Is Getting Closer

Retirement can change how income is generated, when retirement assets are used and how different financial decisions affect your tax position.

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Your Family or Estate Plan Changes

Gifting, charitable plans, inherited assets and changes to your estate strategy can all intersect with tax planning.

YOUR TAX PLANNING RADAR

Your Tax Picture Is More Connected Than It Looks.

Good planning means understanding how decisions in one area can affect another. Your return may bring dozens of financial decisions together in one place.

Income

Wages, business income, investment income and other sources.

Investments

Gains, losses, equity compensation and investment-related activity.

Business Ownership

Pass-through income, estimated taxes and owner-level planning.

State Residency

Where you live, work and generate income can affect filing obligations.

THE FULL PICTURE

Your Individual Tax Strategy

Retirement

Contributions, distributions and income planning around retirement.

Real Estate

Property sales, rental activity and other real-estate-related decisions.

Giving & Estate

Charitable gifts, inherited assets and broader estate considerations.

Tax Law Changes

Evolving federal and state rules that may affect planning decisions.

TAX PLANNING IS A YEAR-ROUND PROCESS

April Is a Deadline. It Shouldn't Be the Beginning of the Conversation.

The more we know about what is happening during the year, the more context we have when planning and preparing your return.

FILE + RESET

Understand the Prior Year.

Prepare the return, identify significant changes from the prior year and establish estimated-payment or planning considerations for the year ahead.

MONITOR

Keep Major Changes on the Radar.

Changes in income, employment, business activity, investments or residency can create reasons to revisit assumptions made earlier in the year.

PROJECT

Look Ahead Before Year-End.

Review expected income and other significant financial activity while there is still time to consider planning alternatives before December 31.

PLAN

Make the Year-End Conversation Count.

Finalize relevant tax-planning decisions and prepare for the information and documentation needed for the next filing season.

INDIVIDUAL TAX SERVICES

Tax Support for More Than Filing Season.

From routine filing to multistate complexity and major financial decisions, our team provides support across the individual tax lifecycle.

PREPARATION

Federal & State Tax Preparation

Individual return preparation including support for business owners, sole proprietors and taxpayers with more complex filing considerations.

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MULTISTATE

Multi-State & Foreign Disclosure Compliance

Support for taxpayers whose income, residency, business interests or financial activities create filing obligations beyond one state.

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EQUITY

Stock Option Strategies

Evaluate the potential tax consequences surrounding equity compensation and significant stock-option decisions.

Discuss your options

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PLANNING

Proactive Tax Planning

Review expected income, transactions and changing circumstances throughout the year so tax planning is not limited to return preparation.

Start planning

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TAX LAW

Ongoing Tax Law Review

Monitor changes in the tax environment and evaluate whether new rules may affect your individual situation or future planning.

Stay informed

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EXAMINATIONS

Federal & State Examination Assistance

Professional support when a federal or state taxing authority requests information or examines a return.

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RETIREMENT

Retirement Tax Projections

Coordinate tax projections with your broader retirement planning and financial-advisor conversations.

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OPPORTUNITY

Deductions, Credits & Incentives

Review potentially relevant deductions, credits and incentives as part of annual tax planning and preparation.

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EQUITY COMPENSATION

A Great Compensation Package Can Come With a Complicated Tax Decision.

Stock options and other equity compensation can introduce questions around timing, income recognition, investment concentration and estimated taxes.

The important conversation often needs to happen before the exercise or sale — when there may still be an opportunity to understand the potential tax result before moving forward.

Understand the Potential Tax Impact

Review how a planned transaction may affect your tax picture.

Consider Timing

Evaluate the transaction in the context of other expected income and activity.

Prepare for the Tax Obligation

Consider withholding or estimated-payment needs connected to the transaction.

BEFORE YOU EXERCISE

What tax consequences could the exercise create?

BEFORE YOU SELL

How does the transaction fit with the rest of your income?

BEFORE YEAR-END

Do estimated payments or additional planning need to change?

FOR BUSINESS OWNERS

Your Business Return and Personal Return Don't Live in Separate Worlds.

For many privately held business owners, decisions made inside the company eventually flow into their individual tax picture. Entity income, distributions, compensation, estimated taxes, retirement contributions and ownership changes can all overlap.

Having advisors who can see both sides of that relationship can create a more coordinated planning conversation.

The Business

Entity income, payroll, distributions, investments, tax elections and operating decisions.

The Owner

Personal income, estimated taxes, investments, retirement, estate considerations and long-term goals.

THE CONNECTION

One financial decision can affect both sides.

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THINK BEYOND THE CURRENT RETURN

Tax decisions
change with life.

Retirement, investment and legacy decisions can all change the shape of your future tax picture.

TAX + FINANCIAL PLANNING

Your Tax Strategy Should Understand Where You're Going.

Retirement planning is not only about accumulating assets. Over time, your income sources can change, distributions may begin and financial decisions may create new tax considerations.

Our tax professionals can work alongside your financial advisor, and Sassetti also offers access to tax-intelligent wealth planning through our relationship with Avantax Planning Partners.

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TAX TOOLS & RESOURCES

Sometimes You Need an Advisor. Sometimes You Just Need the Number.

Use Sassetti's online resources for quick financial estimates, then talk with our team when the answer needs to account for your full situation.

100+ FINANCIAL CALCULATORS

Run the Numbers Before You Start the Conversation.

Explore calculators covering personal finance, retirement, savings, home financing, business finance and tax estimates.

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TAX UPDATES

Read the Latest Sassetti Insights

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TAX OPPORTUNITIES

Explore Credits & Incentives

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PRIVATE CLIENT SERVICES

Explore Broader Private Client Support

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DON'T WAIT FOR THE NEXT TAX DEADLINE

Tell us what is changing in your financial life. We'll help you understand what it could mean for your taxes.

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Meet the Experts

Our team members have spent a lot of time problem-solving for a variety of industries. Their expertise is unmatched and they are driven and excited about new challenges.