To Give or Not to Give

One of the first things I learned when I started my career in accounting is that numbers don’t lie. But they also don’t tell the whole story. In the case of a for-profit business, years of losses can speak to years of inefficiencies, OR years of research and innovation that will yield exponentially larger future…

Are You Ready? It’s Here.

Normally, in my life, I try to plan things out in advance. I always have tasks marked on my calendar or my to-do list, and try to be prepared for what may be around the corner.  This is probably the case with most accountants, and of course is true for the regulatory bodies that create…

Pick A Hat

Pick a hat, any hat.  It might sound like a game of chance to some, but for small business owners (including me) it’s a daily decision that has to be made, usually many times a day.  Small business owners are often simultaneously the CFO, CEO, HR Manager, Payroll Manager, Bookkeeper, and Janitor. Not to mention…

The Giving Season Is Right Around The Corner

Fall has always been one of my favorite times of year. The smells, the leaves, and a full docket of sports including football, hockey, basketball and baseball playoffs.  It is also busy season for those of us who work with not-for-profit organizations. Most people probably assume that accountants will always be the busiest in the…

HSA’s for Retirement ???

While many people have heard of Health Savings Accounts (HSA’s) there are many who are eligible and yet have not set up an HSA. In the last few years, more and more people have become eligible for an HSA, as employers strive to shift the cost of health insurance to employees.  To be eligible, you…

Do You Have A Business Or A Hobby?

Every now and then, as a CPA, you run into a person who tells you they want to start a business in order to sell say…old collectibles, creative photos they’ve taken, or their DIY crafts. While sometimes these endeavors can turn into a viable business, in some cases, these individuals are really expressing a greater…

WE LOVE YOU, WE LOVE YOU NOT

EMBRACING THE MILLENIALS I was recently at a conference and was totally surprised when the topic of our beloved Millennials and their personal habits were discussed at every break out session. I expected it at the HR break out session.  And yes, I now know that they crave constant feedback and I promise to tweet…

Some Gave All

“ALL GAVE SOME, SOME GAVE ALL” This quote was first uttered by Howard William Osterkamp. Howard was a Korean War Veteran and Purple Heart recipient who continued to fight for his country even after his leg was broken. He was acknowledging the fortuitous fact that he made it out of Korea with his life; whereas,…